Farmowner’s Policy
This policy provides property and liability coverage for your farm, as well as coverage for damage to your home, farm buildings, farm property and personal property. Liability coverage for bodily injury or property damage is included.

Farm Dwelling
Coverage for the main residence is covered  up to the limits shown on the declarations page, at replacement cost, if selected.  The contents are covered as well at replacement cost, if selected.

Loss of Use
This limit covers the living costs for housing and food in the event your home cannot be occupied due to loss by a covered peril.

Farm Buildings
Provides coverage for damage to your buildings, farm property as well as liability coverage for property damage  or bodily injury to others as a result of personal or farm operations.
 

Farm Equipment and Machinery
Can be scheduled per piece of equipment or on a blanket basis
Can include glass coverage for cab of tractors or other mobile equipment.

Livestock
Provides coverage in and out of buildings for fire, extended coverage and viscous and malicious mischief.

Liability
This covers you against loss from suits for bodily injury and or property damage caused by you or family members  to others as well as livestock.